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- Buydowns - Interest Rates -
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An interest rate buydown, or step payment as it is also called, works with the current market rates. A type of buydown often used is the two-one payment, which means that you would pay above market rates at the begining of the loan and on the later half, you would pay below the market rates. This can work extremely well if timed right. You can time it right by paying above market rates when the market percentages are very low, and then pay below when the market rates rise. Another form of buydown is the three-two-one buydown. This acts much like the two-one, but is a more gradual change. For more information on buydowns, contact your interest rate professionals at Arkansas Mortgage Specialists.
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| Should I Refinance? |
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The decision of refinancing has often been difficult, but at Arkansas Mortgage Specialists, we can make it quick and easy. The first step we make to help you is to weigh the savings of a lower monthly payment in opposition to the fees and costs of a refinance charge. In addition, we will lower the cost of refinancing and may even waive your refinancing fees so that you can get the best possible rate. If you decide to refinance, you will want to consider how much longer you plan on living in your home. If you are going to move in the next year or so, the cost of to refinance will outweigh and it would be best to not refinance your mortgage loan.
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| Refinance
today! |
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Get
Prequalified |
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Even a small rate cut can pay off quickly! There
are ways to save money refinancing. We can help if
you would like to stay in the house for 1 year to
30 years. We have specific programs designed to fit
your needs. Call a representative today to see what
program fits you best. More Arkansas Refinance Information
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In one phone call we can get all the information we need to get you prequalified. From there you can see what type of home you can afford. Call us toll free at 760.436.3225
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| DEBT
CONSOLIDATION! |
Our debt consolidation services
can help you rest peacefully at night, by offering you
a well rounded suite of solutions, custom tailored to
fit your personal financial needs.
Our reliable and efficient debt consolidation services
will assist you in taking a new step towards becoming
debt-free. More Arkansas Debt Consolidation Information
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